Widower Mrs. Loretta Plansky is settling into retirement in Florida while fielding requests for money from her beloved grandchildren. One night, Mrs. Plansky is startled awake by a phone call from a voice claiming to be her grandson Will, who desperately needs ten thousand dollars to get out of a jam. Of course, Loretta obliges. By morning, she's lost everything. First humiliated, then furious, she refuses to be just another victim. In a courageous bid for justice, Mrs. Plansky follows her only clue on a whirlwind adventure to get her money back.